{"id":3060,"date":"2026-01-25T14:50:03","date_gmt":"2026-01-25T14:50:03","guid":{"rendered":"https:\/\/comparetiger.com\/?p=3060"},"modified":"2026-01-25T14:50:19","modified_gmt":"2026-01-25T14:50:19","slug":"%e3%80%90%e6%81%92%e7%94%9f%e5%ae%9a%e5%ad%98%e3%80%91%e6%b8%af%e5%85%83-2-%e5%80%8b%e6%9c%88%e7%aa%81%e7%99%bc-5-%e5%8e%98%ef%bc%81%f0%9f%92%b0-%e6%95%99%e4%bd%a0-2-%e6%ad%a5%e8%b3%ba%e7%9b%a1","status":"publish","type":"post","link":"https:\/\/comparetiger.com\/?p=3060","title":{"rendered":"\u3010\u6052\u751f\u5b9a\u5b58\u3011\u6e2f\u5143 2 \u500b\u6708\u7a81\u767c 5 \u5398\uff01\ud83d\udcb0 \u6559\u4f60 2 \u6b65\u8cfa\u76e1\u300c\u4efb\u52d9\u5f0f\u300d\u9ad8\u606f (\u9644\u8a08\u606f\u4f8b\u5b50)"},"content":{"rendered":"\n<p>\u5629\uff01\u6052\u751f\u9280\u884c\u7a81\u7136\u51fa\u62db\uff0c\u63a8\u51fa <strong>2 \u500b\u6708\u6e2f\u5143\u5b9a\u5b58 5%<\/strong> \u512a\u60e0\uff01<\/p>\n\n\n\n<p>\u55ba\u6e1b\u606f\u9810\u671f\u4e0b\uff0c\u7adf\u7136\u4ef2\u6709 5 \u5398\u606f\uff1fComparetiger \u5c0f\u7de8\u5373\u523b\u5e6b\u5927\u5bb6\u7747\u904e\u689d\u6b3e\uff0c\u539f\u4f86\u5462\u500b\u4fc2\u4e00\u500b <strong>\u300c\u4efb\u52d9\u5f0f\u300d<\/strong> \u5b9a\u5b58\u3002<\/p>\n\n\n\n<p>\u96d6\u7136\u5514\u4fc2\u5750\u5b9a\u5b9a\u5c31\u6709 5%\uff0c\u4f46\u53ea\u8981\u4f60\u8b58\u73a9\uff0c\u56de\u5831\u5206\u5206\u9418\u9ad8\u904e\u9577\u5b58\u3002\u5373\u523b\u62c6\u89e3\u73a9\u6cd5\uff01\ud83d\udc47<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u512a\u60e0\u8a73\u60c5-2-\u500b\u6708-5-\u65b0\u8cc7\u91d1\u9650\u5b9a\">\ud83e\udde7 \u512a\u60e0\u8a73\u60c5\uff1a2 \u500b\u6708 5% (\u65b0\u8cc7\u91d1\u9650\u5b9a)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u63a8\u5ee3\u671f\uff1a<\/strong> 2026 \u5e74 1 \u6708 19 \u65e5 \u81f3 <strong>2 \u6708 28 \u65e5<\/strong><\/li>\n\n\n\n<li><strong>\u5b58\u6b3e\u671f\uff1a<\/strong> <strong>2 \u500b\u6708<\/strong><\/li>\n\n\n\n<li><strong>\u8cc7\u91d1\u8981\u6c42\uff1a<\/strong> \u5fc5\u9808\u70ba <strong>\u5408\u8cc7\u683c\u65b0\u8cc7\u91d1<\/strong> (\u4e0a\u9650 HK$200 \u842c)\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u73a9\u6cd5\u62c6\u89e3-\u9ede\u6a23\u5148\u6709-5\">\ud83e\udde9 \u73a9\u6cd5\u62c6\u89e3\uff1a\u9ede\u6a23\u5148\u6709 5%\uff1f<\/h3>\n\n\n\n<p>\u5462\u500b\u512a\u60e0\u7531 <strong>\u300c\u73fe\u884c\u5e74\u5229\u7387\u300d<\/strong> + <strong>\u300c\u984d\u5916\u5e74\u5229\u7387\u300d<\/strong> \u7d44\u6210\u3002\u8981\u62ce\u76e1 5%\uff0c\u4f60\u8981\u5b8c\u6210\u4ee5\u4e0b\u4efb\u52d9\uff1a<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Step 1\uff1a\u958b\u7acb\u5b9a\u5b58<\/strong>\u5148\u7528\u65b0\u8cc7\u91d1\u958b\u7acb 2 \u500b\u6708\u5b9a\u5b58\uff0c\u4f60\u6703\u5148\u4eab\u53d7\u5230 <strong>\u300c\u73fe\u884c\u5e74\u5229\u7387\u300d<\/strong> (\u76ee\u524d\u7d04 2.4% \u5de6\u53f3\uff0c\u8996\u4e4e\u958b\u6236\u7576\u65e5\u724c\u50f9)\u3002<\/li>\n\n\n\n<li><strong>Step 2\uff1a\u5132\u84c4\u5b58\u6b3e\u589e\u9577\u4efb\u52d9 (\u95dc\u9375\uff01)<\/strong>\u4f60\u8981\u78ba\u4fdd\u4f60\u7684 <strong>\u6e2f\u5143\u5132\u84c4\u6236\u53e3<\/strong> (Savings Account) \u55ba <strong>2026 \u5e74 3 \u6708 31 \u65e5<\/strong> \u5605\u7d50\u9918\uff0c\u5c0d\u6bd4 <strong>2025 \u5e74 12 \u6708 31 \u65e5<\/strong> \u6709\u589e\u9577\uff1a\n<ul class=\"wp-block-list\">\n<li><strong>\u589e\u9577 $50,000 &#8211; $199,999\uff1a<\/strong> \u7e3d\u5e74\u5229\u7387 <strong>3.5%<\/strong><\/li>\n\n\n\n<li><strong>\u589e\u9577 $200,000 \u6216\u4ee5\u4e0a\uff1a<\/strong> \u7e3d\u5e74\u5229\u7387 <strong>5.0%<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u8001\u864e\u8a08\u6578\u6a5f-\u5be6\u969b\u8cfa\u5e7e\u591a\">\ud83d\udcb0 \u8001\u864e\u8a08\u6578\u6a5f\uff1a\u5be6\u969b\u8cfa\u5e7e\u591a\uff1f<\/h3>\n\n\n\n<p>\u5047\u8a2d\u4f60\u958b\u7acb <strong>HK$50 \u842c<\/strong> \u5b9a\u5b58\uff0c\u4e26\u6210\u529f\u5c07\u5132\u84c4\u6236\u53e3\u7d50\u9918\u589e\u52a0 <strong>HK$20 \u842c<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u672c\u91d1\uff1a<\/strong> HK$500,000<\/li>\n\n\n\n<li><strong>\u5e74\u5229\u7387\uff1a<\/strong> 5.0%<\/li>\n\n\n\n<li><strong>\u5b58\u6b3e\u671f\uff1a<\/strong> 2 \u500b\u6708 (\u7d04 60 \u65e5)<\/li>\n\n\n\n<li><strong>\u9810\u8a08\u5229\u606f\uff1a<\/strong> $500,000 x 5% x (60\/365) \u2248 **HK$4,109**<\/li>\n<\/ul>\n\n\n\n<p><em>\u6ce8\u610f\uff1a\u984d\u5916\u5229\u606f\u90e8\u4efd (\u5373 5% \u6e1b\u53bb\u73fe\u884c\u5e74\u5229\u7387\u4e4b\u5dee\u984d) \u5c07\u65bc <strong>2026 \u5e74 5 \u6708 31 \u65e5<\/strong> \u6216\u4e4b\u524d\u624d\u5b58\u5165\u6236\u53e3\u3002<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u8001\u864e\u653b\u7565\">\ud83d\udc2f \u8001\u864e\u653b\u7565<\/h3>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>\u9069\u5408\u908a\u985e\u4eba\uff1f<\/strong>\u5982\u679c\u4f60\u672c\u8eab\u6709\u4e00\u7b46\u9592\u9322\uff08\u4f8b\u5982\u82b1\u7d05\uff09\uff0c\u6253\u7b97\u77ed\u5b58 2 \u500b\u6708\uff0c\u53c8\u5514\u4ecb\u610f\u9396\u6b7b\u591a $20 \u842c\u55ba\u5132\u84c4\u6236\u53e3\u505a\u4efb\u52d9\uff0c\u5462\u500b Offer \u7d55\u5c0d\u4fc2\u76ee\u524d\u5927\u884c\u4e4b\u4e2d\u6700\u9ad8\u606f\u3002<\/li>\n\n\n\n<li><strong>\u4efb\u52d9\u671f\u9650\uff1a<\/strong>\u8a18\u5f97 Check \u6e05\u695a\u81ea\u5df1 <strong>\u53bb\u5e74\u5e74\u5c3e (2025.12.31)<\/strong> \u500b\u6236\u53e3\u6709\u5e7e\u9322\u3002\u5982\u679c\u7576\u6642\u500b\u5e95\u4fc2 0\uff0c\u5481\u4f60\u5728 3 \u6708\u5e95\u524d\u5165 $20 \u842c\u843d Savings \u5c31\u641e\u6382\u3002<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u8a73\u60c5\u50b3\u9001\u9580\">\ud83d\udcdd \u8a73\u60c5\u50b3\u9001\u9580<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u622a\u6b62\u65e5\u671f\uff1a<\/strong> 2 \u6708 28 \u65e5<\/li>\n\n\n\n<li><strong>\u7acb\u5373\u958b\u6236\uff1a<\/strong> <a href=\"https:\/\/cms.hangseng.com\/cms\/emkt\/pmo\/grp02\/p30\/chi\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u6052\u751f\u500b\u4eba e-Banking<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cms.hangseng.com\/cms\/emkt\/pmo\/grp02\/p30\/chi\/index.html\">\u8a73\u7d30\u8cc7\u6599\u53ca\u689d\u6b3e<\/a><\/li>\n<\/ul>\n\n\n\n<p><em>(\u4ee5\u4e0a\u5e74\u5229\u7387\u50c5\u4f9b\u53c3\u8003\uff0c\u5be6\u969b\u5229\u7387\u4ee5\u9280\u884c\u958b\u7acb\u5b9a\u5b58\u6642\u70ba\u6e96\u3002)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5629\uff01\u6052\u751f\u9280\u884c\u7a81\u7136\u51fa\u62db\uff0c\u63a8\u51fa 2 \u500b\u6708\u6e2f\u5143\u5b9a\u5b58 5% \u512a\u60e0\uff01 \u55ba\u6e1b\u606f\u9810\u671f\u4e0b\uff0c\u7adf\u7136\u4ef2\u6709 5 \u5398\u606f\uff1fComparet [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3061,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAowrrDCDA:productID":"","_gspb_post_css":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[756],"tags":[759,758,757],"dealstore":[],"offerexpiration":[],"class_list":["post-3060","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-756","tag-5-","tag-758","tag-757"],"jetpack_featured_media_url":"https:\/\/comparetiger.com\/wp-content\/uploads\/2026\/01\/Screenshot-2026-01-25-at-101.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/comparetiger.com\/index.php?rest_route=\/wp\/v2\/posts\/3060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/comparetiger.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/comparetiger.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/comparetiger.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/comparetiger.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3060"}],"version-history":[{"count":1,"href":"https:\/\/comparetiger.com\/index.php?rest_route=\/wp\/v2\/posts\/3060\/revisions"}],"predecessor-version":[{"id":3062,"href":"https:\/\/comparetiger.com\/index.php?rest_route=\/wp\/v2\/posts\/3060\/revisions\/3062"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/comparetiger.com\/index.php?rest_route=\/wp\/v2\/media\/3061"}],"wp:attachment":[{"href":"https:\/\/comparetiger.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/comparetiger.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/comparetiger.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3060"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/comparetiger.com\/index.php?rest_route=%2Fwp%2Fv2%2Fdealstore&post=3060"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/comparetiger.com\/index.php?rest_route=%2Fwp%2Fv2%2Fofferexpiration&post=3060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}